Your month starts when you get paid
The bank's month starts on the first. Yours starts the day you get paid. MoneyLeft works everything out on your cycle: what you have already spent, what is about to be charged, and what you really have left between now and your next payday.
No link to your bank account. To use it you need a free account, for the backup copy of your data.
For iPhone and iPad with iOS 17, and from the same purchase on Macs with Apple silicon and Apple Vision Pro.
The same ones the app shows you after updating. The update is free for anyone who already has MoneyLeft.
The Home screen, transactions, instalments and subscriptions, the simulator, accounts, budgets, the forecast and categories, on iPhone and iPad.
Forty seconds, no sound.
Everything you need so you do not reach the 25th wondering where the money went — without spreadsheets, and without handing anyone the keys to your account.
A bar in three parts: what you have already spent, what is about to be charged, and what you really have left. Updated with every transaction.
The number that countsYou set the day you get paid and the app stops thinking from the 1st to the 31st. Daily budget included: how much you can spend today.
From your own paydayThey record themselves when you open the app on the due date (or later), with a reminder the day before if you turn notifications on. If you prefer to decide yourself, switch off automatic recording and the app offers you the due ones one at a time.
Automatic chargingA ceiling per category and your savings goals, with progress always in view. Nothing is blocked: it tells you how you are doing, it does not tell you off.
Category by categoryYour net worth over the last twelve months and, with Pro, the forecast for the next twelve, scrolled month by month with your finger. With the lowest point spelled out.
Backwards and forwardsYour data sits in a file on the device, protected by the encryption of iOS and by Face ID. It only leaves for the backup copy on your account, for syncing if you have Pro, for your messages if you write to the developer, or when you export a backup.
Face ID includedNet worth at the top, the current cycle in the middle, and the week's diary below. You do not have to go looking: what you need to know is the first thing you see when you open the app.
Amount, category, done. Expenses can be searched by description or category, filtered by type, and scheduled ones show up as incoming before the day even arrives.
Every account with its own icon and colour, and a single net worth that adds them all up. You can leave one out of the analyses without deleting it: it stays where it is, it simply makes no noise in the sums.
When you open the app on the due date (or later) the transaction appears by itself and the balance updates, with a notice saying what was recorded. A finished instalment leaves the active list and joins the completed ones.
The breakdown by category and, with Pro, the comparison with the period before and the signals read off the current cycle. Numbers from your own data, not generic advice out of a manual.
With Pro, your net worth over the next twelve months, worked out from your typical variable spending, plus the instalments and subscriptions still to pay, your typical income and the transactions you have already logged. Scroll with your finger and see, month by month, how far you move from today.
The free plan is not a trial version: it is the app, with a few limits (4 new categories, 3 instalments, 3 subscriptions). Pro removes the limits and adds the reading of your numbers over time, syncing and more currencies.
Your data never ends up behind a payment. Export and backup stay free, and going past a limit neither blocks nor deletes what you have already created: it only stops you creating more until you move to Pro. If the subscription ends, your data stays intact.
No, and you could not even if you wanted to. MoneyLeft does not connect to any bank and asks for no banking credentials: you enter the transactions yourself, or import them from a CSV file. That is a choice, not a technical limit.
Yes, a free account: all you need is an email and a password, and the app asks for it when it opens. It is for the backup copy, which gets your data back if you change phone, and for using MoneyLeft Pro, which is registered to your account.
It stays on your device, in a file protected by the encryption of iOS. A backup copy is also kept on your account, on a server in Europe: it lets you get everything back if you change phone, and with Pro it syncs your devices. Otherwise it only leaves the phone when you write to the developer from the app, or when you export a backup wherever you decide. We sell data to nobody and there is no advertising tracking.
Yes, and it stays free even without Pro. You will find export and full backup in Settings, under "Your data". A backup can be restored on another device.
Nothing to your data: it all stays where it is. Only the Pro features switch off, including automatic syncing. Whatever you had already created beyond the free plan's limits is not deleted.
Any iPhone with iOS 17 or later, and any iPad with iPadOS 17 or later. If you change phone you get everything back: by signing in again with your account, or by restoring an exported backup.
MoneyLeft is an app for iPhone and iPad, and as such it also downloads onto Macs with Apple silicon (from macOS 14) and onto Apple Vision Pro (from visionOS 1): the interface stays the iPhone and iPad one, in a window.
To be straight with you: on Mac and on Vision Pro the app is available but I have not tried it myself, because I have neither of them. On iPhone I do, with every version. If you use it on a Mac or a Vision Pro and something does not add up, write to me: that is the quickest way to get it fixed.
Yes, and it is the whole point of the app. You set the day you get paid and every calculation — how much you have left, the daily budget, the cycle summary — runs from that day to the next one, not from the first of the month.
MoneyLeft tells you how much you have left now, and how much you will have left in a month.
